# Bank interest rates today 05/11/2026: Are rates falling, and are deposits still attractive?

> Banks continued to diverge on deposit and loan rates on November 5. Several large banks added up to 2 percentage points in promotional bonuses, lifting some deposit rates to about 8.7% per year, while more than 20 banks announced loan rate cuts of 0.5 to 2 percentage points.

- Date: 2026-11-04 · published 2026-11-05T00:11:30.105Z
- Category: macro · region Vietnam · magnitude low
- Page: https://feedsoft.ai/events/80724-bank-interest-rates-today-05-11-2026-are-rates-falling-and-are-deposits-still
- Commodities: [Vietnamese Dong (VND per USD)](https://feedsoft.ai/c/USDVND.md)

## Why it matters

Lower lending rates can encourage borrowing by feed producers and livestock farms, while promotional deposit rates draw savings away from other assets.

## Sources

- index.vn: https://index.vn/tin-tuc/lai-suat-ngan-hang-ngay-hom-nay-05-11-2026-lai-suat-giam-tien-gui-con-hap-dan

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Data from Feedsoft AI (https://feedsoft.ai/). For information only; not investment advice.