# Today's Interest and Exchange Rates: Banks Expand Preferential Lending as the Dollar Keeps Falling

> Sacombank is offering a 100 trillion dong preferential credit package at an annual rate of 7.9% for exporters, importers and FDI firms through December 31, 2026. Some banks are paying 7% on 12-to-36-month deposits. Commercial banks' USD rates fell again on November 4, with the central rate at 25,627 dong per dollar.

- Date: 2026-11-04 · published 2026-11-04T12:10:13.996Z
- Category: macro · region Vietnam · magnitude low
- Page: https://feedsoft.ai/events/79642-today-s-interest-and-exchange-rates-banks-expand-preferential-lending-as-the
- Commodities: [Vietnamese Dong (VND per USD)](https://feedsoft.ai/c/USDVND.md)

## Why it matters

Cheaper credit for export-oriented firms can support Vietnamese trade and feed demand at the margin. The falling dong-dollar rate has little effect on global commodity prices.

## Sources

- stockbiz.vn: https://stockbiz.vn/zh/news/lai-suat---ty-gia-hom-nay-ngan-hang-day-manh-von-vay-uu-dai-usd-tiep-tuc-giam/42638154

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Data from Feedsoft AI (https://feedsoft.ai/). For information only; not investment advice.